More Income with Impairment Ratings on Lifetime Structures

One of the exclusive features of a lifetime structured settlement is its ability to provide more income over your lifetime if there are indications you may have a reduced life expectancy.

This occurs when impairment ratings are obtained from life insurers who receive and review existing medical reports (no additional medical exam is required). An impairment rating means that the life insurer is willing to treat you as being older than you actually are, when providing a quotation for a lifetime structure. If we are considering the investment of a specific funding amount, the impairment rating gives you higher payments. If we are looking at determining the cost to provide a specific payment amount, the impairment rating reduces the cost of the structure.

Receiving an impairment rating does not mean you will die early. It simply means only that the life insurer is willing to treat you more favourably for lifetime quotations. When you outlive "expert" predictions, your structure continues to provide guaranteed tax-free payments.

 

Important!
No other investment allows you to earn more income because of your medical condition.

• History of Structured Settlements in Canada
• Why Should I Choose a Structure?
  • Unlimited Flexibility in Design
  • No Fees, No Income Tax – Ever!
  • Capital Protection
  • Inflation Protection
  • Estate Protection
  • More Income with Impairment Ratings on Lifetime Structures
  • Structures Offer Unparalleled Security
• Learn More About The McKellar Structured Settlement™
• The McKellar Guide