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Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.

 

 

 

 

 


*Source:  Statistics Canada, Life Table for Canada (2007-2009).
Gender:
Age:
0 yrs
99 yrs
40 Yrs

Results:

A 40 year old male is expected to live another
40.25 years.

Life expectancy before age 65 is 24.04 years.

Calculate Present Value:

To Life Expectancy To Age 65
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Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.

 Years
Number of Years of Payment:
Discount Rate:
%
Current Annual Dollar Amount:

Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10
years using a discount rate of 3.00% is $21617.17

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Court Award Inflation Calculator

 

Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").

 

 

 

*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).
Amount of Court Award:
Year of Court Award:
Month of Court Award:

Results:

A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .

Print Results

How to Read Structure Printouts

Below is a sample structured settlement printout.  Hover over the items highlighted in green for more detail about key concepts.

HOW TO READ STRUCTURE PRINTOUTS

JOHN DOE (M) D.O.B. JANUARY 1, 1975
$479,615.80 FUNDING
LIFETIME PAYMENTS GUARANTEED 35 YEARS
ALL PAYMENTS ARE TAX FREE
YEAR START AGE MONTHLY YEARLY CUMULATIVE
Jun 1, 2013  Starting  $1,000.00 / month  increasing  each  year  by  2.00%,  compounded
1 Jun 1, 2013 38 1,000.00 12,000.00 12,000.00
2 Jun 1, 2014 39 1,020.00 12,240.00 24,240.00
3 Jun 1, 2015 40 1,040.40 12,484.80 36,724.80
4 Jun 1, 2016 41 1,061.21 12,734.52 49,459.32
5 Jun 1, 2017 42 1,082.43 12,989.16 62,448.48
~          
10 Jun 1, 2022 47 1,195.09 14,341.08 131,396.64
~          
20 Jun 1, 2032 57 1,456.81 17,481.72 291,568.44
~          
30 Jun 1, 2042 67 1,775.84 21,310.08 486,817.08
31 Jun 1, 2043 68 1,811.36 21,736.32 508,553.40
32 Jun 1, 2044 69 1,847.59 22,171.08 530,724.48
33 Jun 1, 2045 70 1,884.54 22,614.48 553,338.96
34 Jun 1, 2046 71 1,922.23 23,066.76 576,405.72
           
35 Jun 1, 2047 72 1,960.68 23,528.16 599,933.88
MINIMUM GUARANTEED TOTAL PAYOUT $599,933.88
36 Jun 1, 2048 73 1,999.89 23,998.68 623,932.56
37 Jun 1, 2049 74 2,039.89 24,478.68 648,411.24
38 Jun 1, 2050 75 2,080.68 24,968.16 673,379.40
39 Jun 1, 2051 76 2,122.30 25,467.60 698,847.00
40 Jun 1, 2052 77 2,164.74 25,976.88 724,823.88
           
41 Jun 1, 2053 78 2,208.04 26,496.48 751,320.36
42 Jun 1, 2054 79 2,252.20 27,026.40 778,346.76
43 Jun 1, 2055 80 2,297.24 27,566.88 805,913.64
44 Jun 1, 2056 81 2,343.19 28,118.28 834,031.92
45 Jun 1, 2057 82 2,390.05 28,680.60 862,712.52
~          
55 Jun 1, 2067 92 2,913.46 34,961.52 1,183,038.24
56 Jun 1, 2068 93 2,971.73 35,660.76 1,218,699.00
57 Jun 1, 2069 94 3,031.17 36,374.04 1,255,073.04
58 Jun 1, 2070 95 3,091.79 37,101.48 1,292,174.52
And thereafter for as long as John Doe shall remain alive.

NUMBERS ARE SUBJECT TO CHANGE UNTIL FUNDING. WE GUARANTEE THE HIGHEST YIELD POSSIBLE UNDER THE TERMS OF THE SETTLEMENT, AT THE TIME OF FUNDING.