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Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.

 

 

 

 

 


*Source:  Statistics Canada, Life Table for Canada (2007-2009).
Gender:
Age:
0 yrs
99 yrs
40 Yrs

Results:

A 40 year old male is expected to live another
40.25 years.

Life expectancy before age 65 is 24.04 years.

Calculate Present Value:

To Life Expectancy To Age 65
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Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.

 Years
Number of Years of Payment:
Discount Rate:
%
Current Annual Dollar Amount:

Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10
years using a discount rate of 3.00% is $21617.17

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Court Award Inflation Calculator

 

Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").

 

 

 

*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).
Amount of Court Award:
Year of Court Award:
Month of Court Award:

Results:

A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .

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Legal Department

Legal Department

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John P. Rousseau

John P. Rousseau

John was instrumental in the early development of McKellar’s Legal Department, and his technical expertise in the field of structured settlements is second to none.

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James S. Moore

James S. Moore

Jim is head of McKellar’s Legal Department, and is responsible for ensuring that each structured settlement satisfies the requirements of Canada Revenue Agency.

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Rita M. Levato

Rita M. Levato

Rita is a true McKellar multi-tasker, spending time out of the office at mediations and client meetings, and inside, as a member of both the Legal Department, and the Human Resources team.

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Rebecca Gravelle

Rebecca Gravelle

Rebecca joined McKellar in 2011, after graduating from the University of Guelph with a Bachelor of Arts degree in Economics.

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Sarah Laing

Sarah Laing

Sarah joined McKellar in 2006. She provides internal support to Jim Moore, Rita Levato and John Rousseau in the legal department.

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Associates

Associates

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Cathleen M. Allen

Cathleen M. Allen

Cathleen’s experience and dedication to her work is an asset to McKellar, but it is her outgoing nature that our clients most appreciate.

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Bijal Raymond

Bijal Raymond

Bijal oversees the McKellar website, assists with training new hires, and prepares future care valuations.

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Nadine Paralovos

Nadine Paralovos

Nadine is currently on maternity leave. Nadine’s accuracy and high level of productivity are a key part of helping McKellar maintain our reputation for exceptional customer service.

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Cecil L. Paull

Cecil L. Paull

Cecil has a long and valued association with McKellar, having been an Associate in our Edmonton office for over 20 years.

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Marketing

Marketing

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Laura A. Mullin

Laura A. Mullin

Laura’s many roles at McKellar include structured settlement consultation, industry seminars, marketing and human resources.

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Joanne Driscoll

Joanne Driscoll

Joanne joined McKellar in 2007. She coordinates and manages seminars, conferences, and the Principals' personal networking activities.

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Victoria May

Victoria May

Victoria joined McKellar in 2011, after graduating from Wilfrid Laurier University with an Honours Bachelor of Arts and Business Option degree.

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Structure Coordinators

Structure Coordinators

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Brandi Foord

Brandi Foord

Brandi joined McKellar in 2006. She provides key internal support to our Structured Settlement Analysts.

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Carly Broadbent

Carly Broadbent

Carly joined McKellar in 2011, after graduating from the University of Guelph with a Bachelor of Commerce, Marketing Management degree.

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Kristina MacGregor

Kristina MacGregor

Kristina joined McKellar in 2013, after graduating from the University of Guelph with an Honours Bachelor of Criminal Justice and Public Policy degree.

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Receptionist

Receptionist

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Caron Taylor

Caron Taylor

Caron joined McKellar in 2013. She has an Honours Bachelor of Science degree in Biochemistry from the University of Windsor.

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Structure Analysts

Structure Analysts

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Angela Wiebenga

Angela Wiebenga

Angela has been with McKellar since 2004. She obtained her Bachelor of Arts degree in Management Economics from the University of Guelph in 1992.

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Amanda Vinen

Amanda Vinen

Amanda joined McKellar in 2005, after obtaining a Bachelor of Arts degree in Sociology from the University of Alberta.

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Jessie Merrill

Jessie Merrill

Jessie joined McKellar in 2009, after graduating from the University of Guelph with an Honours Bachelor of Arts degree, majoring in Sociology and minoring in Criminal Justice and Public Policy.

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Christina Schmidt

Christina Schmidt

Christina joined McKellar in 2010, after graduating from Northwood University in Michigan with a Bachelor of Business Administration degree.

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Christine Laverty

Christine Laverty

Christine graduated from Wilfrid Laurier University in 2005, with an Honours Bachelor of Business Administration degree, and went on to join McKellar in 2008.

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Rebecca Gravelle

Rebecca Gravelle

Rebecca joined McKellar in 2011, after graduating from the University of Guelph with a Bachelor of Arts degree in Economics.

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Johanna Fischer

Johanna Fischer

Johanna joined McKellar in 2007, after graduating from Wilfrid Laurier University with an Honours Economics and Financial Management degree.

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Michelle Tallman

Michelle Tallman

Michelle joined McKellar in 2012, after graduating from the University of Guelph with a Bachelor of Commerce, Human Resources Management degree. Michelle also holds a Diploma in Business Administration - Management from Conestoga College.

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Principals

Principals

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James P. Nevin

James P. Nevin

Jim is one of the earliest partners of McKellar Structured Settlements Inc.

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Ralph Fenik

Ralph Fenik

Ralph is President of McKellar Structured Settlements, and has been Managing Partner since 1995.

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John P. Rousseau

John P. Rousseau

John was instrumental in the early development of McKellar’s Legal Department, and his technical expertise in the field of structured settlements is second to none.

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Gordon A. Hornsveld

Gordon A. Hornsveld

Gord is McKellar’s Controller, and head of the Accounting Department.

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James S. Moore

James S. Moore

Jim is head of McKellar’s Legal Department, and is responsible for ensuring that each structured settlement satisfies the requirements of Canada Revenue Agency.

View Full Bio »
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Rita M. Levato

Rita M. Levato

Rita is a true McKellar multi-tasker, spending time out of the office at mediations and client meetings, and inside, as a member of both the Legal Department, and the Human Resources team.

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Colleen A. Weber

Colleen A. Weber

In over 22 years with McKellar, Colleen has developed a wealth of structured settlement knowledge and expertise.

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Laura A. Mullin

Laura A. Mullin

Laura’s many roles at McKellar include structured settlement consultation, industry seminars, marketing and human resources.

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Phil R. Thorpe

Phil R. Thorpe

Phil has a high level of technical expertise in the area of Accident Benefits and has been involved with structured settlements since 1994.

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Mary Anne Reuel

Mary Anne Reuel

Mary Anne manages the McKellar Brokerage/Quality Assurance, Post Funding and Client Services Departments.

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Robert B. Smye

Robert B. Smye

Bob is responsible for McKellar’s Atlantic and Western Canada operations.

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IT Department

IT Department

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Phil R. Thorpe

Phil R. Thorpe

Phil has a high level of technical expertise in the area of Accident Benefits and has been involved with structured settlements since 1994.

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Bijal Raymond

Bijal Raymond

Bijal oversees the McKellar website, assists with training new hires, and prepares future care valuations.

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Umair Choudhry

Umair Choudhry

Umair joined McKellar in 2012. He has a background in Computer Science, Business and Psychology.

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Client Services

Client Services

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Mary Anne Reuel

Mary Anne Reuel

Mary Anne manages the McKellar Brokerage/Quality Assurance, Post Funding and Client Services Departments.

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Sharon Stuart

Sharon Stuart

When Sharon joined McKellar in 2004, she brought with her years of extensive accounting experience.

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Tara Skanes

Tara Skanes

Since 2007, Tara has provided our structure clients with quick, responsive customer service.

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Accounting

Accounting

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Gordon A. Hornsveld

Gordon A. Hornsveld

Gord is McKellar’s Controller, and head of the Accounting Department.

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Sharon Stuart

Sharon Stuart

When Sharon joined McKellar in 2004, she brought with her years of extensive accounting experience.

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Brokerage

Brokerage

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Mary Anne Reuel

Mary Anne Reuel

Mary Anne manages the McKellar Brokerage/Quality Assurance, Post Funding and Client Services Departments.

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Laura Tunstall

Laura Tunstall

Laura joined McKellar in 2006. She graduated from Queen's University in 2003 with an Honours Degree in Economics.

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Bradley Cann

Bradley Cann

Bradley joined McKellar in 2009, after graduating from Wilfrid Laurier University with an Honours Economics and Financial Management degree.

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Nathan Kikkert

Nathan Kikkert

Nathan joined McKellar in 2010, after graduating from the University of Guelph with an Honours Bachelor of Commerce degree, specializing in Agricultural Business.

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Michelle Collins

Michelle Collins

Michelle joined McKellar in 2012. She graduated from the University of Waterloo with an Honours Bachelor of Mathematics, Business Specialization. In her spare time, Michelle enjoys reading and spending time with friends and family.

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Travis Acton

Travis Acton

Travis joined McKellar in 2013, after recently graduating from the University of Windsor with an Honours Bachelor of Commerce degree, specializing in Finance. As a sports enthusiast, Travis spends his free time both watching and participating in numerous sporting activities, such as soccer and golf.

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