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Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.

 

 

 

 

 


*Source:  Statistics Canada, Life Table for Canada (2007-2009).
Gender:
Age:
0 yrs
99 yrs
40 Yrs

Results:

A 40 year old male is expected to live another
40.25 years.

Life expectancy before age 65 is 24.04 years.

Calculate Present Value:

To Life Expectancy To Age 65
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Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.

 Years
Number of Years of Payment:
Discount Rate:
%
Current Annual Dollar Amount:

Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10
years using a discount rate of 3.00% is $21617.17

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Court Award Inflation Calculator

 

Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").

 

 

 

*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).
Amount of Court Award:
Year of Court Award:
Month of Court Award:

Results:

A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .

Print Results

Our Professonials

Legal Department, Principals

John P. Rousseau

Support Staff

Analyst:  Jessie Merrill

Analyst:  Christina Schmidt

John P. Rousseau(LL.B., LL.M., M.B.A., CSSC)

John was instrumental in the early development of McKellar’s Legal Department, and his technical expertise in the field of structured settlements is second to none.

Prior to joining McKellar in 1994, and between trips back to school, John practised personal injury law at Lerners LLP in London, Ontario.

His background in personal injury law, combined with a natural affinity for numbers, has benefitted countless clients at settlement meetings, mediations and meetings with injured plaintiffs.  John’s key strength is his ability to simplify difficult concepts, and to speak comfortably with anyone, about anything.

John’s love of learning is surpassed only by his love of travel. When not attending client meetings across the country, John is often flying across the globe with his family, in search of his next travel adventure.

Education, Activities, and Memberships

1984:  Bachelor of Laws, with distinction (LL.B), University of Western Ontario
1986:  Winner of the Treasurer’s Medal for standing first among lawyers called to the Bar in Ontario
1988:  Master of Law, with distinction (LL.M.), University of Cambridge
1994:  Master of Business Administration (MBA), Wilfrid Laurier University
1999:  Certified Structured Settlement Consultant (CSSC), Notre Dame University

John is a member of Law Society of Upper Canada, the American Association for Justice (AAJ), the National Structured Settlements Trade Association (NSSTA) and is a founding member of the Board of Helping Acquired Brain Injury Treatment (HABIT).

He has spoken at countless seminars for the legal and insurance professions.