Calculators
Close

Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.

 

 

 

 

 


*Source:  Statistics Canada, Life Table for Canada (2007-2009).
Gender:
Age:
0 yrs
99 yrs
40 Yrs

Results:

A 40 year old male is expected to live another
40.25 years.

Life expectancy before age 65 is 24.04 years.

Calculate Present Value:

To Life Expectancy To Age 65
Print Results

Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.

 Years
Number of Years of Payment:
Discount Rate:
%
Current Annual Dollar Amount:

Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10
years using a discount rate of 3.00% is $21617.17

Print Results

Court Award Inflation Calculator

 

Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").

 

 

 

*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).
Amount of Court Award:
Year of Court Award:
Month of Court Award:

Results:

A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .

Print Results

Our Professionals

Legal Department, Principals

Rita M. Levato

Support Staff

Associate:  Bijal Raymond

Analyst:  Michelle Tallman

Rita M. Levato (B.A., LL.B., CSSC)

Rita is a true McKellar multi-tasker, spending time out of the office at mediations and client meetings, and inside, as a member of both the Legal Department, and the Human Resources team.

Rita brings a caring yet practical approach to her role at McKellar, and since joining the company in 2000, she has attended hundreds of mediations and plaintiff meetings, to implement structured settlements that are specific to each person’s unique needs.

Before joining McKellar in 2000, Rita practised as a partner in the law firm of Villemaire, Levato for 12 years. She focused primarily on the areas of litigation, corporate/commercial law, and estate law. This broad-based legal experience has made her a key part of the McKellar team.

When not on the go at McKellar, Rita can be found staying true to her Italian roots, canning tomatoes in her garage, with the help of her husband John and their two teenage children.
  
Education, Activities, and Memberships

1983:  Bachelor of Arts, University of Waterloo
1986:  LL.B, University of New Brunswick
1988:  Called to the Ontario Bar
1994:  Certificate in Negotiation and Mediation, University of Windsor
2004:  Certified Structured Settlement Consultant (CSSC), Notre Dame University

Rita is a member of the Canadian Bar Association, Canadian Defence Lawyers Association (CDL), the Hamilton Law Society, the National Structured Settlements Trade Association (NSSTA) and was a past mediator with Mosaic Counselling and Family Services. She has also been involved in designing and teaching Mediation and Business Law courses at Conestoga College.  Rita was a chair of Employment Insurance Board of Referees.