Why Should I Choose a Structure?

Certainty of payment, with no income tax - ever!

The money received in a settlement can represent many years of lost earnings, and must often pay for a lifetime of extra medical and care needs. A claimant simply cannot afford to take risks with this money, and many ordinary investments have some element of risk.

In addition, most people are not used to managing large sums of money, and funds are often spent unwisely. All too soon, the money which was supposed to last a lifetime, is gone.

A structured settlement is the ideal solution. It provides guaranteed, tax-free payments, designed for an individual's specific needs. With a structure, a person knows exactly how much she will get, and when. All investment risk is transferred to a life insurance company. No one (well-meaning or not) can access the settlement money, so there is no risk that a person will wake up one day and find his money gone.

No other investment provides this level of protection - tax free - against the risks a personal injury claimant faces.