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Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.






*Source:  Statistics Canada, Life Table for Canada (2020-2022).


0 yrs
99 yrs
40 Yrs


A 40 year old male is expected to live another

Life expectancy before age 65 is years.

Calculate Present Value:

To Life Expectancy To Age 65

Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.


Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10 years using a discount rate of 3.00% is $21617.17

Court Award Inflation Calculator


Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").


A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .


*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).
Who We Are
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We believe that our commitment to the long-term benefits everyone.

McKellar pioneered the concept of structured settlements in Canada in 1979, and we have nurtured its development ever since.  Structured settlements provide financial benefits to injured people and insurers alike.  From the beginning, McKellar has offered unparalleled service in this industry.  Today, as Canada’s largest structure provider, we remain committed to Frank McKellar’s original vision: working with insurers and injured people to create secure, tax-free payments. With The McKellar Structured Settlement, everyone wins.

“The professionals at McKellar bring value to the settlement process.”


About Us | McKellar Strucutred Settlements

About McKellar, The McKellar Advantage, Our Services, Our Team

Industry Leadership

McKellar leads the way. We are committed to the long-term success of structured settlements. McKellar continues to invest time and resources into improving the industry and providing you with a creative and effective settlement tool.

Direct Accessibility

McKellar is always available. From your home or office, during mediations or settlement meetings, for any urgent inquiry—a McKellar representative is always accessible. For fast, accurate structure information, we are there for you.

Technical Expertise

McKellar understands structures. We provide first class legal, casualty claims, accounting and settlement expertise. Our team of specialists includes former senior claims managers, personal injury lawyers and accounting professionals.

Geographic Coverage

McKellar means service. No matter where you are, we respond quickly to your local needs. Our regional representatives understand provincial legislation fully. Our size allows us to attend at least ten meetings anywhere in Canada—all on the same day.

Customized Programs

McKellar fits your needs. Educated and knowledgeable clients are the key to the success of structured settlements. We offer custom-tailored training programs for the legal insurance industries, which can be as simple or as detailed as you like—anytime, anywhere in Canada.

Trust & Credibility

McKellar stands for integrity. Having the trust of both sides of the negotiating table for over 40 years is a benefit to everyone. Why? Since both sides stand to gain, cases that involve a structured settlement are more easily settled when conducted in a cooperative atmosphere.

Corporate Brochure

For your convenience, we’ve made our corporate brochure available in both a print and PDF version.

Download PDF Request Print Copy