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Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.






*Source:  Statistics Canada, Life Table for Canada (2020-2022).


0 yrs
99 yrs
40 Yrs


A 40 year old male is expected to live another

Life expectancy before age 65 is years.

Calculate Present Value:

To Life Expectancy To Age 65

Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.


Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10 years using a discount rate of 3.00% is $21617.17

Court Award Inflation Calculator


Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").


A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .


*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).

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McKellar Structured Settlements Inc. | 40+ Years of Exeprience

About Mckellar, What is Structured Settlement?, Resources, News, FAQs, Apps, Calculators

McKellar is the first and largest structured settlement firm in Canada—and the market leader. We are proud to call injured plaintiffs, lawyers and insurance professionals across the country our valued clients. With the team at McKellar, you gain access to expertise from the most qualified professionals in this industry.

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Are you wondering how a structured settlement compares to other investments? Structures win, hands down.

McKellar Calculators

Our online calculators and mobile app are a must-have for anyone involved in the field of personal injury claims. These tools provide a quick and easy way to calculate life expectancy, immediate present value and the current value of a past Court award.

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Billions of dollars invested, Not a Penny Lost


The McKellar Structured Settlement is different from other structured settlements. From the time of your first contact with us, until the day you receive our Corporate Guarantee, you can be sure you are dealing with the very best in the business.

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Structured Settlements From an Investor's Perspective

TRUE STATEMENT: There is no investment available that can guarantee a better rate of return than a structured settlement.

When taxes and investment fees are considered, even a well-managed investment portfolio must achieve above-average returns year after year (every single year) just to match the return from a structured settlement.

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