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Life Expectancy Calculator

Our calculator will provide you with the remaining life expectancy of the average Canadian of a particular age and gender, based on the most recent Statistics Canada life expectancy data*.

 

 

 

 

 

*Source:  Statistics Canada, Life Table for Canada (2018-2020).

 

Gender:
Age:
0 yrs
99 yrs
40 Yrs

Results:

A 40 year old male is expected to live another
years.

Life expectancy before age 65 is years.

Calculate Present Value:

To Life Expectancy To Age 65

Present Value Calculator

Our immediate present value calculator will provide you with the approximate present value of a future stream of $xxx.xx per year, paid monthly, for a given number of years. You will need to select the appropriate discount rate depending on the type of payments (level or indexed) to be made.

For tort claims in Ontario, the discount rate is set annually as per Rule 53.09 of the Ontario Rules of Civil Procedure and is noted as ON in the discount rate drop-down list.

%

Present Value Results:

The Present Value of $2500 per year, paid monthly, for 10 years using a discount rate of 3.00% is $21617.17

Court Award Inflation Calculator

 

Our calculator will provide the current value of a past Court award adjusted for inflation. The current value is calculated using the most recent Consumer Price Index data available. If you are unsure of the month of the Court Award, you can select the Average annual option ("Use Avg. Ann.").

Results:

A $ Court award in , adjusted for
inflation*, would be equivalent to $ in
of .

 

*Calculated using the Consumer Price Index for Canada, all-items, not seasonally adjusted historical data (2002 = 100).
Who We Are
Handshake Handshake

We believe that our commitment to the long-term benefits everyone.

Out Team - McKellar

Principals, Associates, Structure Analysts, Junior Structured Settlement Analysts, Brokerage, Legal, Client Services, Marketing, Accounting, Reception, Information Technology

McKellar‘s vast insurance and legal knowledge represents more than 200 years of collective experience in the structured settlement industry.

This expertise is just a part of what makes us leaders in our field. The quality of our people extends through all levels of McKellar, with our leadership team supported by a dedicated group of highly trained professionals. The McKellar leadership team includes former senior claims managers, personal injury lawyers, accounting, and insurance professionals. Our representatives provide unparalleled legal, casualty claims, accounting and structured settlement knowledge.

McKellar’s many specialized departments provide added value to our clients and enable us to provide the highest level of service and accuracy in the structured settlement industry.

Structured Settlement Consultants

Rita M. Levato

Rita M. Levato

(President, Shareholder, Legal Counsel, Structured Settlement Consultant)

Cathleen M. Allen

Cathleen M. Allen

(Shareholder, Structured Settlement Consultant)

Rita M. Levato
President, Shareholder, Legal Counsel, Structured Settlement Consultant

Rita is President of McKellar Structured Settlements.

Rita is a true McKellar multi-tasker, spending time out of the office at mediations and client meetings, and inside, as a member of both the Legal Department, and the Management Committee.

Rita brings a caring yet practical approach to her role at McKellar, and since joining the company in 2000, she has attended hundreds of mediations and plaintiff meetings, to implement structured settlements that are specific to each person’s unique needs.

Before joining McKellar, Rita practised as a partner in the law firm of Villemaire, Levato for 12 years. She focused primarily on the areas of litigation, corporate/commercial law, and estate law. This broad-based legal experience has made her a key part of the McKellar team.

When not on the go at McKellar, Rita can be found staying true to her Italian roots, canning tomatoes in her garage, with the help of her husband John and their two children.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

BA, LLB, CSSC

1983:  Bachelor of Arts, University of Waterloo
1986:  LL.B, University of New Brunswick
1988:  Called to the Ontario Bar
1994:  Certificate in Negotiation and Mediation, University of Windsor
2004:  Certified Structured Settlement Consultant (CSSC), Notre Dame University

Rita is a member of the Canadian Bar Association, Canadian Defence Lawyers Association (CDL), the Hamilton Law Society, the National Structured Settlements Trade Association (NSSTA) and was a past mediator with Mosaic Counselling and Family Services. She has also been involved in designing and teaching Mediation and Business Law courses at Conestoga College.  Rita was a chair of Employment Insurance Board of Referees.
 

Support Staff:

Associate Structured Settlement Consultant: Amanda Vinen

Cathleen M. Allen
Shareholder, Structured Settlement Consultant

Cathleen’s experience and dedication to her work is an asset to McKellar, but it is her outgoing nature that our clients most appreciate.

Before joining McKellar in 1997, Cathleen was a law clerk for 11 years.  She was promoted to the position of Structured Settlement Consultant in 2014, and is part of McKellar’s Accident Benefits team. In addition to overseeing multiple files, Cathleen assists in mentoring new staff, and relies on her "eagle eyes" to perform a final audit on many of our structured settlement files.

Cathleen enjoys travel and reading, as well as spending time with her family and their dog.  In addition, although she does not enjoy it as much, Cathleen is often up early heading to the gym.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

CIP, CSSC

1986: Diploma in Legal Office Administration, Fanshawe College
2004: Chartered Insurance Professional (CIP), Insurance Institute of Ontario*
2004: Certified Structured Settlement Consultant (CSSC), Notre Dame University

* Placed in the top 4 for the Canadian graduating class.

Cathleen is a member of the National Structured Settlements Trade Association (NSSTA).

 

Support Staff:

Structured Settlement Analyst, Level I: Brandi Foord

Bradley Cann

Bradley Cann

(Structured Settlement Consultant)

Nathan Kikkert

Nathan Kikkert

(Structured Settlement Consultant)

Bradley Cann
Structured Settlement Consultant

Bradley’s technical expertise and excellent attention to detail play an important role in maintaining McKellar’s reputation for providing detailed and accurate figures to our clients.

Bradley began work at McKellar in 2009 in the Brokerage & Quality Assurance Department.  He is currently a Structured Settlement Consultant with the firm and manages the McKellar Brokerage & Quality Assurance Department.

In his spare time, he enjoys spending time with his wife and their two boys. When not with his family, he can be found in the blue ice, pulling pucks out of his net after missing the poke check, at the local rink.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBA

2009: Honours Economics and Financial Management Degree, Wilfrid Laurier University
In Progress: Chartered Insurance Professional (CIP), Insurance Institute of Ontario

Support Staff:

Structured Settlement Analyst, Level II: Angela Wiebenga

Nathan Kikkert
Structured Settlement Consultant

Nathan’s big picture thinking and mathematical proficiency play an important role in his daily tasks that ultimately help to further McKellar’s reputation for being the best in the business.

Nathan began work at McKellar in 2010 in the Brokerage & Quality Assurance Department.

In his spare time, he enjoys spending time with his wife and four children.  When not hard at work at McKellar, he can be found hard at work lending a hand on his family’s chicken farm.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBComm, CIP

2010: Honours Bachelor of Commerce Degree, specializing in Agricultural Business, University of Guelph
2013: Chartered Insurance Professional (CIP), Insurance Institute of Ontario

Support Staff:

Structured Settlement Analyst, Level I: Angie Shim

Sumitra Lagoo

Sumitra Lagoo

(Legal Counsel, Structured Settlement Consultant)

Laura A. Mullin

Laura A. Mullin

(Shareholder, Structured Settlement Consultant)

Sumitra Lagoo
Legal Counsel, Structured Settlement Consultant

Before joining McKellar, Sumitra practiced personal injury law in Hamilton for 15 years. She has represented clients in jury and non-jury trials, at FSCO arbitration hearings and has appeared multiple times before the Ontario Court of Appeal.

Her legal and client relation skills will continue McKellar's tradition of unparalleled client service. Having worked in civil litigation for her whole career she is excited to move into this different area of a personal injury settlement.

Sumitra grew up in Ottawa but has been in southern Ontario since moving to Guelph for her undergraduate degree in International Development. She enjoys playing soccer, watching movies and spending time with her husband and her three very active children.  

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBA, LLB

2001:  Bachelor of Arts, Honours, University of Guelph
2004:  Winner Harrison Pensa LLP Contract Drafting Competition
2004:  Bachelor of Laws, University of Western Ontario
2005:  Called to the Ontario Bar

Sumitra is a member of the Hamilton Law Association, the Ontario Bar Association, and the Canadian Bar Association

Support Staff:

Structured Settlement Analyst, Level II: Angela Wiebenga

Laura A. Mullin
Shareholder, Structured Settlement Consultant

Laura Mullin joined McKellar Structured Settlements Inc. in 1992, fully intending to work hard for a few years to pay off her student debt, and then head to an esteemed and highly-ranked law school.  Instead, she has stayed put for over 30 years – never once regretting that decision.

After learning everything she could from the pioneers of structured settlements, Laura herself became a Certified Structured Settlement Consultant in 2001.  Since then, she has met with hundreds of individuals to assist in bringing financial certainty to their lives.  This is the favourite part of her job.

She also helped create the detailed protocols for McKellar’s comprehensive Accident Benefits and Future Care valuation reports, beginning in 1994 with Ontario’s Bill 164 legislation

In addition to structured settlement consultation, Laura creates and presents seminars for plaintiff lawyers, insurance defence lawyers, adjusters, case managers, judges, and any other organizations interested in hearing more about how structured settlements can assist all parties in successfully resolving complex personal injury claims.  The seminars are approved for continuing education requirements for many professional associations.

Internally, she is Chair of McKellar’s Marketing Committee, and a member of the Management Committee.

In her personal life, Laura has bucked the recent trend of baking sourdough bread, instead choosing to be an avid bagpiper.  She is currently a proud member of St. Andrew’s College Association Pipe Band in Aurora, Ontario.  Her husband and two children love hearing her play so much, they built Laura her very own (soundproof) bagpiping studio in the backyard.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBA, CIP, CSSC

1992:  Bachelor of Arts, Honours Sociology, Wilfrid Laurier University
1998:  Chartered Insurance Professional (CIP), Insurance Institute of Ontario
2001:  Certified Structured Settlement Consultant (CSSC), Notre Dame University

Laura is a member of the Canadian Defence Lawyers (CDL) the National Structured Settlements Trade Association (NSSTA), the Society of Settlement Planners, and the American Association of Settlement Consultants (AASC).

Support Staff:

Structured Settlement Analyst, Level I: Madeline Leslie

Phil R. Thorpe

Phil R. Thorpe

(Vice-President, Shareholder, Structured Settlement Consultant)

Colleen A. Weber

Colleen A. Weber

(Shareholder, Structured Settlement Consultant)

Phil R. Thorpe
Vice-President, Shareholder, Structured Settlement Consultant

Phil is Vice-President of McKellar Structured Settlements.

Phil has a high level of technical expertise in the area of Accident Benefits and has been involved with structured settlements since 1994.

Before joining McKellar in 2006, Phil spent 19 years with Co-operators General Insurance Company.

Phil’s casualty background and expertise in structured settlements makes him well suited for attendance at mediations and settlement meetings. His forthright manner and ease with figures has been of benefit in helping injured plaintiffs understand the value of structured settlements.

In addition, Phil has conducted many training sessions dealing with Accident Benefits and regularly conducts structured settlement training seminars. He is also a member of McKellar’s Marketing and Management Committees.

When he’s not working, Phil looks forward to his family vacations around the globe with his two children, and lovely wife, Suzanne.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

BSc, FCIP, CSSC

1987:  Bachelor of Science, University of Toronto
1996:  Fellow, Chartered Insurance Professional (FCIP), Insurance Institute of Ontario
2007:  Certified Structured Settlement Consultant (CSSC), Notre Dame University

Phil is a member of the Ontario Insurance Adjusters Association (OIAA), the Canadian Insurance Claims Manager Association (CICMA), the Canadian Defence Lawyers Association (CDL) and the National Structured Settlements Trade Association (NSSTA).

Support Staff:

Associate Structured Settlement Consultant: Michelle Tallman
 

Colleen A. Weber
Shareholder, Structured Settlement Consultant

Over her 32 years with McKellar, Colleen has developed a wealth of structured settlement knowledge and expertise.

Since joining McKellar, Colleen has been involved in virtually every area of the organization.  She became a Structured Settlement Consultant with the firm in 2003.

As one of the firm's structured settlement consultants, Colleen brings a thoughtful approach - and her great numbers sense -  to numerous mediations, settlement meetings and plaintiff meetings.

In her free time, Colleen enjoys playing piano and organ, and spending time at the cottage with family and friends. 

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

FCIP, CSSC, CFP®

2000:  Certified Structured Settlement Consultant (CSSC), Notre Dame University
2002:  Diploma in Business Administration, Wilfrid Laurier University
2004:  Fellow, Chartered Insurance Professional (FCIP), Insurance Institute of Ontario
2010:  CERTIFIED FINANCIAL PLANNER® certification

Colleen is a member of the Chartered Insurance Professionals’ Society and the National Structured Settlements Trade Association (NSSTA).

Support Staff:

Structured Settlement Analyst, Level I: Jacqueline Dyer

Associate Structured Settlement Consultants

Michelle Tallman

Michelle Tallman

(Associate Structured Settlement Consultant)

Amanda Vinen

Amanda Vinen

(Associate Structured Settlement Consultant)

Michelle Tallman
Associate Structured Settlement Consultant

Michelle's passion for customer service and life-long learning is evident in every aspect of her role at McKellar.  Her exceptional accuracy, keen attention to detail and high level of productivity has helped uphold McKellar’s reputation for being the best in the business.

Michelle began work at McKellar in 2012 and she is currently an Associate Structured Settlement Consultant with the firm.  Michelle also assists in maintaining our internal procedures as well as with training and mentoring of new staff.

When not at the office, Michelle and her husband, Tom, can often be found outdoors, either camping, at the family cottage, or chasing their two very active children around their small-town neighbourhood.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBComm, CIP

2009: Advanced Diploma in Business Administration, Management Studies, Conestoga College Institute of Technology and Advanced Learning
2011: Honours Bachelor of Commerce Degree in Human Resources Management, University of Guelph
2015: Chartered Insurance Professional (CIP), Insurance Institute of Ontario

Amanda Vinen
Associate Structured Settlement Consultant

Amanda has shown a true passion for helping others.  She is dedicated to giving each and every client the highest level of customer service, which has helped to uphold McKellar's exceptional standards for client relations.

Amanda began work at McKellar in 2005 in the Brokerage & Quality Assurance Department. She is currently an Associate Structured Settlement Consultant with the firm.

In her spare time, Amanda enjoys spending time with her husband and two daughters.  She can often be found at the karate dojo where her kids take lessons, or at home reading an exciting novel.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

BA

2003: Bachelor of Arts Degree, University of Alberta
In Progress: Chartered Insurance Professional (CIP), Insurance Institute of Ontario

Structured Settlement Analysts

Meaghan Shaughnessy

(Structured Settlement Analyst, Level II)

Angela Wiebenga

(Structured Settlement Analyst, Level II)

Meaghan Shaughnessy
Structured Settlement Analyst, Level II

(HBComm)

Meaghan has been with McKellar since 2014.  She graduated from the University of Guelph in 2011, where she obtained an Honours Bachelor of Commerce Degree in Marketing Management.  Meaghan is passionate in her desire to assist clients and contribute to the betterment of the company.  In her spare time, Meaghan can be found enjoying the outdoors with her husband and son.

Angela Wiebenga
Structured Settlement Analyst, Level II

(BA, CIP)

Angela has been with McKellar since 2004.  She obtained her Bachelor of Arts degree in Management Economics from the University of Guelph in 1992, and her Chartered Insurance Professional (CIP) designation in 2010.  Calm in any crisis, Angela’s composed exterior belies her love of loud rock concerts.

Jacqueline Dyer

(Structured Settlement Analyst, Level I)

Brandi Foord

(Structured Settlement Analyst, Level I)

Jacqueline Dyer
Structured Settlement Analyst, Level I

(HBSc)

Jacqueline joined McKellar in 2020, after having completed an Honours Bachelor of Science degree from Queen’s University.

Brandi Foord
Structured Settlement Analyst, Level I

Brandi joined McKellar in 2006 and provides support to the McKellar Structured Settlement Consultants. 

Madeline Leslie

(Structured Settlement Analyst, Level I)

Angie Shim

(Structured Settlement Analyst, Level I)

Madeline Leslie
Structured Settlement Analyst, Level I

(BA)

Madeline joined McKellar in 2020, after having completed a Bachelor of Arts Degree in Criminology from Western University.

Angie Shim
Structured Settlement Analyst, Level I

(HBComm)

Angie joined McKellar in 2020 after teaching English in Korea for two years. She graduated from the University of Guelph with an Honours Bachelor of Commerce degree.

Structured Settlement Support Analysts

Kathryn Malcolm

(Structured Settlement Support Analyst)

Victoria Martin

(Structured Settlement Support Analyst)

Kathryn Malcolm
Structured Settlement Support Analyst

(PSI)

Kathryn joined McKellar in 2022, after graduating from Conestoga College with a diploma of Protection, Security and Investigation’s.

Victoria Martin
Structured Settlement Support Analyst

(HBA)

Victoria joined Mckellar in 2022, after graduating from the University of Guelph with an Honours Bachelor degree Majoring in Criminal Justice and Public Policy and Minoring in Political Science.

Ashlie Reid

(Structured Settlement Support Analyst)

Emma Zaoral

(Structured Settlement Support Analyst)

Ashlie Reid
Structured Settlement Support Analyst

(HBA)

Ashlie joined McKellar in 2021 after graduating from the University of Waterloo with an Honours Bachelor of Arts degree in Legal Studies and Sociology.

Emma Zaoral
Structured Settlement Support Analyst

(HBA)

Emma joined McKellar in 2022, after graduating from Wilfrid Laurier University with an Honours Bachelor degree in English and Film Studies.

Brokerage

Bradley Cann

Bradley Cann

(Structured Settlement Consultant)

Laura Tunstall

Laura Tunstall

(Lead Brokerage Specialist)

Bradley Cann
Structured Settlement Consultant

Bradley’s technical expertise and excellent attention to detail play an important role in maintaining McKellar’s reputation for providing detailed and accurate figures to our clients.

Bradley began work at McKellar in 2009 in the Brokerage & Quality Assurance Department.  He is currently a Structured Settlement Consultant with the firm and manages the McKellar Brokerage & Quality Assurance Department.

In his spare time, he enjoys spending time with his wife and their two boys. When not with his family, he can be found in the blue ice, pulling pucks out of his net after missing the poke check, at the local rink.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBA

2009: Honours Economics and Financial Management Degree, Wilfrid Laurier University
In Progress: Chartered Insurance Professional (CIP), Insurance Institute of Ontario

Laura Tunstall
Lead Brokerage Specialist

Laura's energy and ambition are necessary for her constantly expanding role within McKellar.  A true asset to the company, she has shown remarkable willingness and aptitude to tackle any task.

Laura began work at McKellar in 2006 in the Brokerage & Quality Assurance Department.  She is currently the Lead Brokerage Specialist with the firm.

Laura is an avid sports enthusiast.  She enjoys both playing and coaching ringette.  Laura also enjoys cheering on Toronto's professional sports teams, especially TFC.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBA, CIP

2003: Honours Economics Degree, Queen's University
2005: Diploma in Accounting, Wilfrid Laurier University
2010: Chartered Insurance Professional (CIP), Insurance Institute of Ontario

Alexis Layne

(Lead Brokerage Specialist)

Michelle Collins Bliefert

(Brokerage Specialist, Level II)

Alexis Layne
Lead Brokerage Specialist

(HBMath, PRM)

Alexis joined McKellar in 2015 after graduating from University of Waterloo with an Honours Bachelor of Mathematics degree and PRM designation.

Michelle Collins Bliefert
Brokerage Specialist, Level II

(HBMath, CIP)

Michelle joined McKellar in 2012. She graduated from the University of Waterloo with an Honours Bachelor of Mathematics, Business Specialization.

Samantha Mallen

(Brokerage Specialist, Level I)

Zachary Mell

(Brokerage Specialist, Level I)

Samantha Mallen
Brokerage Specialist, Level I

(BSc)

Samantha joined McKellar in 2022 after graduating from the University of Guelph with a Honours Bachelors of Science in Biomedical Science with a minor in Psychology.

Zachary Mell
Brokerage Specialist, Level I

(HBA)

Zachary joined McKellar in 2020 after graduating from Wilfrid Laurier University with an Honours Economics degree.

Fred Morton

(Brokerage Specialist, Level I)

Stephanie Taiwo

(Brokerage Specialist, Level I)

Fred Morton
Brokerage Specialist, Level I

(HBComm)

Fred joined McKellar in 2017 after graduating from McMaster University with an Honours Bachelor of Commerce degree.

Stephanie Taiwo
Brokerage Specialist, Level I

(HBA)

Stephanie joined McKellar in 2022 after graduating from Brock University with an Honours Bachelor of Arts, Economics degree.

Brittany C. Gillingham

Brittany C. Gillingham

(Shareholder, General Counsel)

Rita M. Levato

Rita M. Levato

(President, Shareholder, Legal Counsel, Structured Settlement Consultant)

Brittany C. Gillingham
Shareholder, General Counsel

Brittany is General Counsel of McKellar Structured Settlements.

With McKellar’s Legal Department, Brittany assists our clients to ensure that their settlement documentation meets the requirements of Canada Revenue Agency.  Brittany leads McKellar’s government relations efforts, advocating on behalf of seriously injured Ontarians.  Brittany serves as a member of our Management Committee, serves as McKellar’s Privacy Officer, and is our in-house intellectual property advisor.

Before joining McKellar, Brittany practiced law both in firm and in-house settings in Utah and Ontario.  She focused primarily on the areas of litigation and corporate/commercial law.  Brittany brings top-notch legal skills and a client-centered, solution-focused approach to her work at McKellar.

A native of Ann Arbor, Michigan, Brittany is a huge sports fan - especially of the Michigan Wolverines.  She enjoys baking, entertaining, and staying active.  She loves spending her free time with her husband, James, and their three children.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

BA, JD, CSSC

(Also a member of the Utah Bar)

2007: Bachelor of Arts, Brigham Young University (Provo, Utah)
2010: Juris Doctor, The University of Utah S.J. Quinney College of Law (Salt Lake City, Utah)
2010: Called to the Utah Bar
2014: Called to the Ontario Bar
2017: Certified Structured Settlement Consultant (CSSC), Notre Dame University

Brittany is a member of the Canadian Bar Association, the American Bar Association, and the American Association for Justice.

Rita M. Levato
President, Shareholder, Legal Counsel, Structured Settlement Consultant

Rita is President of McKellar Structured Settlements.

Rita is a true McKellar multi-tasker, spending time out of the office at mediations and client meetings, and inside, as a member of both the Legal Department, and the Management Committee.

Rita brings a caring yet practical approach to her role at McKellar, and since joining the company in 2000, she has attended hundreds of mediations and plaintiff meetings, to implement structured settlements that are specific to each person’s unique needs.

Before joining McKellar, Rita practised as a partner in the law firm of Villemaire, Levato for 12 years. She focused primarily on the areas of litigation, corporate/commercial law, and estate law. This broad-based legal experience has made her a key part of the McKellar team.

When not on the go at McKellar, Rita can be found staying true to her Italian roots, canning tomatoes in her garage, with the help of her husband John and their two children.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

BA, LLB, CSSC

1983:  Bachelor of Arts, University of Waterloo
1986:  LL.B, University of New Brunswick
1988:  Called to the Ontario Bar
1994:  Certificate in Negotiation and Mediation, University of Windsor
2004:  Certified Structured Settlement Consultant (CSSC), Notre Dame University

Rita is a member of the Canadian Bar Association, Canadian Defence Lawyers Association (CDL), the Hamilton Law Society, the National Structured Settlements Trade Association (NSSTA) and was a past mediator with Mosaic Counselling and Family Services. She has also been involved in designing and teaching Mediation and Business Law courses at Conestoga College.  Rita was a chair of Employment Insurance Board of Referees.

Sumitra Lagoo

Sumitra Lagoo

(Legal Counsel, Structured Settlement Consultant)

Sarah Laing

(Legal Assistant and Estates Administrator)

Sumitra Lagoo
Legal Counsel, Structured Settlement Consultant

Before joining McKellar, Sumitra practiced personal injury law in Hamilton for 15 years. As counsel, she conducted jury and non-jury trials, as well as appeared at all levels of court in Ontario including FSCO hearings, the Ontario Court of Appeal and Divisional Court.  

Her legal skills and client relations are integral to her work at McKellar. Having worked in civil litigation for her whole career she is excited to move into this different area of a personal injury settlement.

Sumitra grew up in Ottawa but has been in southern Ontario since moving to Guelph for her undergraduate degree in International Development. She enjoys playing soccer, watching movies and spending time with her husband and her three very active children.  

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBA, LLB

2001:  Bachelor of Arts, Honours, University of Guelph
2004:  Winner Harrison Pensa LLP Contract Drafting Competition
2004:  Bachelor of Laws, University of Western Ontario
2005:  Called to the Ontario Bar

Sumitra is a member of the Hamilton Law Association, the Ontario Bar Association, and the Canadian Bar Association

Sarah Laing
Legal Assistant and Estates Administrator

Sarah joined McKellar in 2006. She provides internal support to the legal department. She is also currently working to obtain her Law Clerk certification.

Louise Balkwill

(Legal Assistant)

Louise Balkwill
Legal Assistant

(HBA)

Louise joined McKellar in 2022. She recently graduated from the University of Guelph with an Honours Bachelor degree in History.

Client Services

Cathleen M. Allen

Cathleen M. Allen

(Shareholder, Structured Settlement Consultant)

Colleen A. Weber

Colleen A. Weber

(Shareholder, Structured Settlement Consultant)

Cathleen M. Allen
Shareholder, Structured Settlement Consultant

Cathleen’s experience and dedication to her work is an asset to McKellar, but it is her outgoing nature that our clients most appreciate.

Before joining McKellar in 1997, Cathleen was a law clerk for 11 years.  She was promoted to the position of Structured Settlement Consultant in 2014, and is part of McKellar’s Accident Benefits team. In addition to overseeing multiple files, Cathleen assists in mentoring new staff, and relies on her "eagle eyes" to perform a final audit on many of our structured settlement files.

Cathleen enjoys travel and reading, as well as spending time with her family and their dog.  In addition, although she does not enjoy it as much, Cathleen is often up early heading to the gym.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

CIP, CSSC

1986: Diploma in Legal Office Administration, Fanshawe College
2004: Chartered Insurance Professional (CIP), Insurance Institute of Ontario*
2004: Certified Structured Settlement Consultant (CSSC), Notre Dame University

* Placed in the top 4 for the Canadian graduating class.

Cathleen is a member of the National Structured Settlements Trade Association (NSSTA).

Colleen A. Weber
Shareholder, Structured Settlement Consultant

Over her 32 years with McKellar, Colleen has developed a wealth of structured settlement knowledge and expertise.

Since joining McKellar, Colleen has been involved in virtually every area of the organization.  She became a Structured Settlement Consultant with the firm in 2003.

As one of the firm's structured settlement consultants, Colleen brings a thoughtful approach - and her great numbers sense -  to numerous mediations, settlement meetings and plaintiff meetings.

In her free time, Colleen enjoys playing piano and organ, and spending time at the cottage with family and friends. 

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

FCIP, CSSC, CFP®

2000:  Certified Structured Settlement Consultant (CSSC), Notre Dame University
2002:  Diploma in Business Administration, Wilfrid Laurier University
2004:  Fellow, Chartered Insurance Professional (FCIP), Insurance Institute of Ontario
2010:  CERTIFIED FINANCIAL PLANNER® certification

Colleen is a member of the Chartered Insurance Professionals’ Society and the National Structured Settlements Trade Association (NSSTA).

Brandi Foord

(Structured Settlement Analyst, Level I)

Darcy Hill

(Client Services Administrator)

Brandi Foord
Structured Settlement Analyst, Level I

Brandi joined McKellar in 2006 and provides support to the McKellar Structured Settlement Consultants. 

Darcy Hill
Client Services Administrator

Darcy joined McKellar in 2017.  She brings with her over 10 years of customer service experience and loves working with people.  Prior to joining McKellar, she worked as a Registered Massage Therapist. 

Marketing

Laura A. Mullin

Laura A. Mullin

(Shareholder, Structured Settlement Consultant)

Natalie Norton

(Lead Marketing Specialist)

Laura A. Mullin
Shareholder, Structured Settlement Consultant

Laura Mullin joined McKellar Structured Settlements Inc. in 1992, fully intending to work hard for a few years to pay off her student debt, and then head to an esteemed and highly-ranked law school.  Instead, she has stayed put for over 30 years – never once regretting that decision.

After learning everything she could from the pioneers of structured settlements, Laura herself became a Certified Structured Settlement Consultant in 2001.  Since then, she has met with hundreds of individuals to assist in bringing financial certainty to their lives.  This is the favourite part of her job.

She also helped create the detailed protocols for McKellar’s comprehensive Accident Benefits and Future Care valuation reports, beginning in 1994 with Ontario’s Bill 164 legislation

In addition to structured settlement consultation, Laura creates and presents seminars for plaintiff lawyers, insurance defence lawyers, adjusters, case managers, judges, and any other organizations interested in hearing more about how structured settlements can assist all parties in successfully resolving complex personal injury claims.  The seminars are approved for continuing education requirements for many professional associations.

Internally, she is Chair of McKellar’s Marketing Committee, and a member of the Management Committee.

In her personal life, Laura has bucked the recent trend of baking sourdough bread, instead choosing to be an avid bagpiper.  She is currently a proud member of St. Andrew’s College Association Pipe Band in Aurora, Ontario.  Her husband and two children love hearing her play so much, they built Laura her very own (soundproof) bagpiping studio in the backyard.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

HBA, CIP, CSSC

1992:  Bachelor of Arts, Honours Sociology, Wilfrid Laurier University
1998:  Chartered Insurance Professional (CIP), Insurance Institute of Ontario
2001:  Certified Structured Settlement Consultant (CSSC), Notre Dame University

Laura is a member of the Canadian Defence Lawyers (CDL) the National Structured Settlements Trade Association (NSSTA), the Society of Settlement Planners, and the American Association of Settlement Consultants (AASC).

Natalie Norton
Lead Marketing Specialist

(HBComm)

Natalie joined McKellar in 2015, after graduating from the University of Guelph with an Honours Bachelor of Commerce degree.

Accounting

Gordon A. Hornsveld

Gordon A. Hornsveld

(Shareholder, Controller)

Mary Anne Reuel

Mary Anne Reuel

(Shareholder, Director of Operations)

Gordon A. Hornsveld
Shareholder, Controller

Gord is McKellar’s Controller, and head of the Accounting Department.

With his extensive background in taxation and accounting, Gord manages the day-to-day business affairs of McKellar Structured Settlements Inc. with ease. In addition, he provides income tax and financial advice on structured settlements and other aspects of clients' needs.

Before joining McKellar in 1996, Gord spent fourteen years with Coopers & Lybrand (now PricewaterhouseCoopers) in Hamilton, Ontario.  In fact, Gord’s association with McKellar began at Coopers, as he was responsible for the company’s year end financial statements and tax returns.

When not working with fiscal projections, balance sheets and financial statements, Gord can often be found hiking the Niagara Escarpment (or elsewhere around the world) with his wife, Glenda, and any number of their six adult children, three sons-in-law and three grandchildren.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

BComm, CPA, CA

1982:  Bachelor of Commerce, McMaster University
1984:  Chartered Accountant

Canadian Insurance Accountants Association
 

Mary Anne Reuel
Shareholder, Director of Operations

When Mary Anne joined McKellar in 1998, her background in accounting and her great work ethic made her an immediate asset.

She has been involved with almost every aspect of McKellar over the years, and is now the Director of Operations in the firm, HR administrator, and a member of the Management Committee.  Mary Anne’s knowledge and dedication are indispensable qualities which aid in her oversight of McKellar’s day-to-day operations, ensuring the continued level of quality that our clients have relied on for many years.

Mary Anne is an avid movie buff and terrific baker of decadent treats.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

CIP, CSSC

2003:  Certified Structured Settlement Consultant (CSSC), Notre Dame University
2005:  Chartered Insurance Professional (CIP), Insurance Institute of Ontario

Mary Anne is a member of the National Structured Settlements Trade Association (NSSTA).

Travis Boucher

(Controller)

Travis Boucher
Controller

Travis joined McKellar in 2022 as Controller.

His attention to detail and his ability to provide assurance over financial information is a great asset to have at McKellar. Before joining McKellar, Travis spent seven years with PricewaterhouseCoopers in the Audit & Assurance practice, split between Calgary, AB and Oakville, ON. Travis has an extensive background in accounting, finance, and taxation, while serving clients of varying sizes across numerous industries. Travis once worked as McKellar's auditor and worked on the year-end financial statements of the company.

When not counting and reconciling beans, Travis can be found staying active and exploring new places. Travis is an avid sports fan and participant, enjoys finding new recipes, and spending quality time with his family, friends, and dog.

EDUCATION, ACTIVITIES, AND MEMBERSHIPS

BBA, CPA, CA

2015:  Bachelor of Business Administration, Wilfrid Laurier University
2015: Accounting Diploma, Wilfrid Laurier University
2018:  Chartered Professional Accountant, CPA Ontario

Canadian Insurance Accountants Association (CIAA)

Reception

Emily Cassano

(Receptionist)

Katarina Sippel Eitzen

(Receptionist)

Emily Cassano
Receptionist

Emily joined McKellar in 2022 after graduating with high distinction in the Office Administration Executive program from Conestoga College Institute of Technology and Advanced Learning. 

Katarina Sippel Eitzen
Receptionist

(HBA)

Katarina joined McKellar in 2022 after graduating from the University of Guelph with a Honours Bachelor of Arts degree in Music, with a focus on Performance, and an Anthropology minor.