Non-Pecuniary Damages Thresholds and Deductibles

Thresholds and Deductibles for Non-Pecuniary Tort Awards under the Insurance Act and Court Proceedings for Automobile Accidents.

  Monetary Thresholds Deductible Amounts
Year Non-pecuniary loss Family Law Act Non-pecuniary loss Family Law Act
2025 $155,965.54 $77,982.13 $46,790.05 $23,395.04
2024 $153,509.39 $76,754.06 $46,053.20 $23,026.61
2023 $147,889.59 $73,944.18 $44,367.24 $22,183.63
2022 $138,343.86 $69,171.36 $41,503.50 $20,751.76
2021 $132,513.28 $66,256.09 $39,754.31 $19,877.16
2020 $131,854.01 $65,926.46 $39,556.53 $19,778.27
2019 $129,395.49 $64,697.21 $38,818.97 $19,409.49
2018 $126,610.07 $63,304.51 $37,983.33 $18,991.67
2017 $124,616.21 $62,307.59 $37,385.17 $18,692.59
2016 $123,016.99 $61,507.99 $36,905.40 $,18,452.70
Aug. 1, 2015 - Dec. 31, 2015 $121,799.00 $60,899.00 $36,540.00 $18,270.00
Oct. 1, 2003 - Jul. 31, 2015 $100,000.00 $50,000.00 $30,000.00 $15,000.00
Nov. 1, 1996 - Sep. 30, 2003 N/A N/A $15,000.00 $7,500.00